Private Health Insurance Comparison from PremierPMI
We have continued giving guidance on health insurance to our thousands of clients for over 40 years. Over this time our health insurance advisors have built a depth of knowledge of the product and continue to grow strong relationships with all the insurance providers. We are more than a comparison website, we have thousands of loyal clients who chose us because we are independent, unbiased and best at what we do.
Family Health Insurance
At PremierPMI, we offer family-focused plans to fit you. We provide access to quality private healthcare through an extensive range of healthcare products and services that ensure your family enjoys the best care possible, at the best price, no matter what.
Self-Employed Health Insurance
Self-employed health insurance in the UK covers health-related expenses for self-employed individuals, including outpatient, diagnostic, and dental care. It often allows policyholders to choose their preferred hospital and access a wider range of treatments and specialists. Most UK insurers offer this type of insurance, with different plans and benefits. Private medical insurance also allows policyholders to bypass NHS waiting lists and receive treatment more quickly.
Health Insurance for Over 50s
Healthcare matters a lot, especially if you’re over 50. At this age, it’s nice to see specialist doctors quickly, not wait long for NHS appointments, and have peace of mind about your health. That’s what health insurance for people over 50 is all about. In this article, we’ll explain why it’s a good choice and how it can keep you healthy and stress-free.
Health Insurance For Over 60s
This is the time to relax and enjoy life after a long and rewarding career. Also, remember that your health is extremely important. Having private health insurance will give you peace of mind in knowing that you will be able to receive prompt treatment and diagnostics. Health insurance for seniors over the age of 60, on the other hand, will almost certainly be expensive. There are, however, policies that are specifically designed to help you keep your monthly premiums low.
Private Health Insurance for Children
In a world where time is of the essence, children’s health insurance in the UK offers an alternative to the NHS’s long waiting list for treatments and services. Parents can skip the queue, ensuring their kids have prompt access to specialist consultations, diagnostic tests, and private hospital care, providing peace of mind that their child will receive personalised care tailored to their specific needs.
Corporate Health Insurance
Almost all companies (95%) in the UK believe they should care for their employees’ health and happiness. They know that employees feel happier with their jobs, take fewer sick days, and work harder when they are healthier. The benefits of this type of insurance, even after the pandemic, include reduced waiting times for medical treatment, and allowing employees to access timely and efficient healthcare services.
Private Health Insurance for Employees
Offering private health insurance to employees can be a strategic move for your business. It helps mitigate the lengthy NHS waiting times, ensuring prompt medical attention and a quicker return to work. This not only enhances employee retention and attraction but also underscores your commitment to their well-being. By prioritising their health, you create a supportive environment that fosters loyalty and productivity.
Groupe Health Insurance
Group Health Insurance offers employees access to private healthcare funded by an insurance provider. This enables them to avoid the extended waiting times of the NHS for eligible medical conditions, facilitating quicker recovery and a swifter return to work compared to waiting for NHS treatment. The employee benefits survey indicates that Health Insurance is the most popular benefit among small and medium-sized businesses, mainly because it helps employees avoid lengthy NHS waiting times.
The best policies at the best price are guaranteed!
We guarantee the best quotes and prices from our leading partners. Bring in any quote, and we’ll match it and give you a complimentary one-month premium discount. Our specialists are ready to guide you towards the perfect option, whether it’s an affordable basic plan, a comprehensive policy with exclusive access to Central London Hospitals or an international plan. We’ve got you covered!
Private Health Insurance FAQ’s
Can I get insurance that covers my pre-existing condition?
More people have been interested in health insurance since the COVID-19 pandemic, especially because of the long wait times in the NHS. People mainly want coverage for existing health issues. It’s important to know that only new health problems after starting the policy will be covered. Any existing or long-term health issues won’t be covered. Depending on the type of coverage you choose, some existing conditions might be covered after a certain number of years. Check our guide to understand the different underwriting options.
Can I get cover for infertility?
In the UK, health insurance typically does not cover infertility treatments as a standard part of the policy. Most health insurance plans in the UK focus on providing coverage for acute medical conditions and emergencies. Infertility is often considered a pre-existing condition or falls under elective or specialized treatments, which are typically excluded from standard health insurance cover.
What does private health insurance cover?
Private health insurance cover can vary depending on the specific policy and provider. However, private health insurance typically covers the following:
Inpatient and Day-Patient Treatment– includes the cost of hospital stays, surgeries, and medical procedures where you may need to stay overnight or for just part of the day.
Outpatient Treatment-Coverage for consultations, diagnostic tests, and treatments that do not require a hospital stay.
Specialist Consultations– Visits to specialists, such as consultants or therapists, for medical conditions that may require expert care.
Cancer Treatment– Some policies cover the diagnosis and treatment of cancer, including chemotherapy, radiotherapy, and surgery.
Mental Health Support– Coverage for mental health services, including therapy and counselling.
Physiotherapy and Rehabilitation– Treatment for physical injuries or conditions, including rehabilitation services.
Dental and Optical Care– Some policies include coverage for routine dental check-ups, treatments and optical service.
How much is private health insurance in the UK?
Private health insurance costs in the UK vary depending on your age, where you live, and your lifestyle. While the NHS is free for everyone, private health insurance offers benefits packages such as quicker access to treatments, comfort, and personalised services. Private health insurance prices vary for each person. For those under 60 years old, it might be around £100 per month. If you’re over 60, it could be about £150 monthly. Remember, these are just estimates, and your actual costs may vary. Choose private health insurance for tailored care that fits your life.
Will I need to complete any medical assessments to take out Private Health Insurance?
No, if you don’t have any pre-existing medical conditions, you only need to provide the insurer with your personal information.
What does private health insurance cover?
In the United Kingdom, healthcare is primarily provided through the National Health Service (NHS), a publicly funded system that offers comprehensive medical services to residents. However, some individuals opt for health insurance to access additional healthcare options. For more details on how does health insurance work, please check here.
Can a Pharmacist Prescribe Antibiotics In the UK?
Antibiotics can only be prescribed by doctors in the United Kingdom, with very few exceptions. However, some pharmacists have special prescribing qualifications and can be helpful for minor treatments.
Can a Pharmacist Prescribe Antibiotics In the UK?
Seeking a second opinion can be pursued through various avenues. The most common approach is to ask your doctor or specialist for a referral to another expert in a different hospital and it’s important to follow the guidelines set by the General Medical Council (GMC).